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Facing shame

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So I feel like today is shame day. I'm looking for things lost, trying to achieve things I've been procrastinating.  HOW DO WE DO THIS.

Ok, #1:  Taxes are right now $615 a month.  Flat.  No ifs ands buts.
#2:  Rent $1060, DITTO.
#3:  Service on fixed personal loan, $210, SAME.
So $1885 before I get the lights turned on.  That's scary, yo.

That number used to cover the electric, phone, internet, water, and renter's insurance, too.

Next section, semivariable things:

#4: $23 Renter's insurance, as required by our lease.
#5: $17 Venlafaxine
#6: $42 Delivery water, 20 gallons a month
#7: $260 Internet, phones, phone insurance, data plan
#8: $199 ACA health insurance.


I forgot
#9 gas: $35 last month
#10 Electric: $112 this month


Totally challengable We could abandon these costs:

#11: Costco $55/year
#12: Amazon Prime $99/year
#13:  Netflix $9/mo
#14:  Panic $9/mo
#15: Dental $17

Now the shame, right?

Credit card Wells Fargo $764.09
Credit Card Capital One $603.21
Credit Card Citibank  $3,107.70

According to the way I've been doing things, I should be paying those first two off MONTHLY and be paying the third one down $200 a month. This quarter? NOPE.

Finally, neither car is in good shape. The truck right now is not running at all.  The car needs it's front axle/wheel structures replaced, A/C, and a transmission job.

Things I am not directly responsible for:  Groceries, charlie's truck insurance, my car insurance (thanx mom), charlie's therapist licensure/CE classes.

I need help.

I actually cannot do this.  I don't even know how to get to a positive cash flow.

In the Positive Column, I should have $3500 total with savings and checking after this quarter's taxes are paid.
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[User Picture]
On September 18th, 2016 12:16 am (UTC), not_hothead_yet commented:
talk to me on Facebook
[User Picture]
On September 18th, 2016 02:58 am (UTC), funwithrage replied:
I'm sorry! I don't yet have a job, but will poke if I get one, and will be glad to help then. Meanwhile, I'm sorry it's going on, and I don't think you need to be ashamed: things happen, and capitalism is the worst sometimes.
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[User Picture]
On October 4th, 2016 09:00 pm (UTC), lafemmedesfemme commented:
i missed you on fb. i hope you're doing okay. <3
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